Home Buyer Services

The Home Buying Process

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Buyer's Guide

Step 1 is ALWAYS check with a lender to detemine how much home you can afford!

I can provide a list of lenders I work with regularly, they will collect the information they need to perform a credit inquiry and verify all of the information necessary to determine your purchasing power.
We will discuss that information, determine what monthly payment you are comfortable with and look for homes in the price range that suits your needs.
Your happiness shouldn't require a diet of Ramen and water!

We then move to the buying process

• Listen to your goals
• Use my specialized knowledge and training to help you understand the home buying process
• Recommend the right resources to help you reach your goals

• Commit to helping you negotiate the best possible price for your home
• Help you obtain the most favorable terms
• Effectively manage the buying process to help you to achieve your goals

• Work to put sales together that stay together
• Help to make the right things happen for you
• Offer you the outstanding customer service and personal expertise that I have developed over 25 years of experience
• Offer a wide range of quality real estate resources, be it mortgage, title, relocation, home warranty and home repair service resources

Finding the right home

You will have access to my First Weber search engine which syncs with our Mulitple Listing System every 15 minutes.  This gives you the opportunity to see what is new as soon as it hits the market.  You will also be able to see when homes get offers and when they close.

Showing Process

We will look at market information, homes that are currently for sale, have offers waiting to close, homes that have recently sold and homes that have failed to sell.

This let's us know what other buyers are considering paying, what they have paid and what they refused to pay.

As we look at each home we will gauge them accordingly.

Communication during showings

Feedback is essential. Specific comments will help both you and I determine when a home meets your needs and what price is acceptable.

The offer

After an offer is written, I will contact the listing agent who will present your offer to the sellers.

The sellers have the following alternatives:

• Accept the offer
• Reject the offer
• Write a counter offer (Should a counter offer be written, your First Weber Agent will then discuss whether it is in your best interest to accept, reject, or counter back.)

Once the offer is accepted, I will notify you immediately.

Once your offer is accepted a timeline of contingencies begins

Each offer contains specific dates that you will become contractually obligated to once the offer is accepted.  You will receive and email with those contingency obligations and deadlines once your offer is accepted.  We will work together with the proper service providers to make sure those dates and conditions are met.

Once those contingencies are met, we are allowed to schedule closing.

Time and place of closing

Once your loan is approved, the time and place for closing, as agreed upon in the offer, will be scheduled.

Prior to closing

• Have all utilities transferred to your name as of the date of closing. Notify post office and telephone company of your address change.
• You will have the opportunity to make a final inspection of the property.
• A one year Home Warranty Plan will be made available for purchase by you if it was not part of your offer to purchase.
• Your lender may require you to obtain a homeowner's insurance policy and have a paid receipt to begin coverage on your new home at closing.
• Obtain a certified check for the exact amount of money to be paid at closing. This figure will be made available to you, by your lender, prior to closing.

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Understanding Buyer Agency

Wisconsin Agency Law Provides for Different Types of Relationships Between Buyer and REALTOR®

The Traditional Buying Process (Seller's Agent)

In the traditional buying process, a real estate agent working with a buyer without a Buyer Agency contract is, by law, working as an agent of the seller. An agent working without a Buyer Agency contract must still be fair in his/her dealings, but is prohibited by law from giving the buyer critical advice such as a professional opinion of a price or in suggesting negotiation strategies.

Buyer Representation (Buyer's Agent)

Buyer Representation was created in response to buyers’ desires to have agents work in their best interests as opposed to the sellers’ best interests. First Weber was one of the first brokerages to embrace buyer agency and First Weber agents are encouraged to work as Buyer Agents for buyers if at all possible.

Designated Agency (Dual Agent)

With Designated Agency, a buyer under Buyer Agency with a broker continues to receive full client services even when purchasing a property listed with another agent in the same brokerage. First Weber Group, as a full service broker to both buyers and sellers, offers Designated Agency to better serve both buyers and sellers.

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The Benefits of Buyer Representation

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Get Pre-Approved for a Mortgage

How can we help you?

At Prosperity Home Mortgage, LLC, we strive to create an extraordinary experience through the efforts of knowledgeable and caring mortgage professionals where relationships are valued, and the focus is on treating every client as if they were the only client.

say they had a great experience working with us.

our average client rating.

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